What IS a Road Hazard: Road hazard damage occurs when a tire fails: 1. Due to a puncture, bruise or break. 2. Incurred during the course of normal driving. 3. On a maintained road. 4. Due to causes and conditions beyond the tire manufacturer’s control. 5. While there is at least 2/32” of tread depth remaining on the tire. The Effect Road-Hazard Accidents Have on Auto Insurance Rates. One of the most common questions consumers have about automobile coverage is rates. There is no answer to this question that fits all motorists. How rates will be affected will depend on the person's claims history, the carrier, and the coverage is used to pay for the damages. Not many auto insurance companies will increase rates A road hazard cover is an insurance policy that protects your tires against road hazards like nails, potholes, glass, wood, road debris, and any other form of tire damage. Once in a while, stores such as Costco, BJ’s and Sam’s Club offer free road hazard protection on all their tire products. If you purchase a Road Hazard Protection Warranty through the actual installer, you may have a different coverage time frame. With America’s Tire at this time, they cover three years from the date of purchase or down to 3/32″ of tread. Depending on which installer you go with, this warranty can differ in terms so it’s important to check out the details to see how beneficial the warranty Answer: In the auto insurance industry, a road hazard can be anything in or on the surface of the road dangerous to you as a driver or cause you to have an auto accident. That could be a pothole, a nail, oil, a tree, construction debris, a deer running into the roadway or myriad other foreign objects that you can hit, or that can hit you. Road Hazard insurance will cover tire(s) purchased until 3/32nd’s tread depth remains. Road hazard insurance is provided as an add-on service to customers who purchase tire(s) from Omnisource . Customer can order the Road Hazard Insurance by asking their Customer Sales Representative to add the Road Hazard warranty to the specific tires purchased. Know the definition of “road hazards:” StreetDirectory.com says “road hazards are potholes, debris, nails, wood and other hazards found in the road. Curbs, sidewalks and stone walls are not road hazards.” Tire insurance coverage is contingent on how the tire was damaged (and by implication, your driving skills). Some road hazard warranty policies offer 100 percent of your cost basis if a tire malfunctions within up to 25 percent of its useable tread life. There are some road hazard warranty policies offer national coverage that can benefit the driver taking a long drive on unfamiliar roads. National road hazard warranties may also offer a larger number of potential tire repair facilities or emergency road service assistance. Our road hazard protection plans to bundle up to four kinds of coverage to keep your customers’ vehicles driving safely and looking new — and roadside assistance coverage that’s available 24 hours a day, 7 days a week, 365 days a year, anytime, anywhere. Road Hazard policies are insurance – and they are designed to offer you some protection in the case that one of your tires is damaged by a Road Hazard (such as a pothole, nails, road debris, or hitting a curb accidentally). My tires have a manufacturer warranty, isn’t that Road Hazard warranty?
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